Riverchain is a Hong Kong-based fintech startup committed to fostering a digital-led and resilient construction industry through technology to deliver accessible and industry-specific working capital solutions. We strengthen businesses by combining our construction industry expertise with advanced technologies to drive transparency and digitalisation, breaking down barriers to finance and growth.
Riverchain is the trusted working capital solution provider to the construction industry. By leveraging its pioneering digital platform and data-driven risk assessment model, we offer financing products designed to provide companies in the industry with an innovative funding alternative, including project and invoicing financing. Approvals for our products can be as fast as 48 hours. Our cash advance product, also known as factoring, involves purchasing invoices from our customers and providing them with a cash advance of up to 90%. As a digitally led platform, we support a transparent supply chain, which allows for greater visibility of project performance and payment.
Our goal is to guide the industry towards digital transformation, empowering growth and resilience in construction via working capital design for the sector.
Today, we support over 1,200 subcontractors and suppliers, offering working capital funds to projects and enabling timely payments.
Project Financing
- Measures your capital needs against your projects
- No collateral required
- Repayment from revenues/term structure
- Approvals within 5 days
Invoice financing
- Based on payment application and/or payment certificates
- No collateral required
- Term structure repayment
- Approvals in 48 hours
Factoring
- Cash advance of up to 90% your payment application or certificates
- No collateral required
- Receivable owned by Riverchain
- Approvals in 48 hours